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Invest Smart

Ash Point Capital is an investment partnership specializing in short-term bridge loans, hard money financing, and preferred equity. We focus on lending against hard assets and specialize in the real estate industry. Our investments are direct, private, and asset-based.

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About Us

• We are a direct lender, investing our own capital rather than relying on funding from outside sources. This allows us greater speed and flexibility in funding decisions.


• We are a private lender, rather than a traditional bank. Our private status allows us to use more creativity in structuring our loans and equity investments to tailor them to the needs of our borrowers.


• We are an asset-based lender rather than a cash-flow lender. Our focus on the value of the collateral allows us to make loans to borrowers with cash flow constraints.

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Investment Parameters

FLEXIBLE & CREATIVE

Ash Point Capital specializes in making short-term real estate bridge loans. We provide the borrowing community with flexible alternatives to conventional lending institutions. Our loans serve a wide range of borrower needs such as:


• Acquisition and Development

• Entitlement

• Construction

• Refinancing

• Cash-Out

• Renovation and Repositioning.

INVESTMENT PARAMETERS

Loan Terms:


Interest Rate:


Amortization:


Loan to Value:


Investment Size:


Origination Fees:


Exit Fees:


Investment Term:


Lien Position:


Types of Collateral:

Representative Ranges


8% to 16%


Interest Only or Interest Reserve


50% to 80%


$250,000 to $5,000,000


2-4 Points Depending On Term


0-2 points


6-36 Months


First Position Only


Residential, Multi-Family, Retail, Office, Industrial, Raw Land

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1+
to 16% Interest Rate
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to 80% Loan to Value 
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to 5 Million Investment Size
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to 36 Month Investment Term

Recent Investments

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UpTown3

Ash Point Capital provided a $2.7 million loan for the construction of three single-family homes in the Silver Lake neighborhood of Los Angeles. Developed as part of the City’s Small Lot Ordinance Program, the project resulted in three detached homes situated on a single city lot. Ash Point provided refinancing for acquisition, as well as entitlement and construction loans. The loan was modified twice to accommodate changes to budget and schedule without any disruption in funding.
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High Meadows Estates

Ash Point Capital provided a $3 million loan for the completion of site improvements for the High Meadows Estates residential development in Berks County, PA. The development is a 44 lot subdivision to be completed in two phases over a three year period. The loan provides an interest reserve to ease cash flow restrictions during the development period and includes an extension provision to create flexibility in the development schedule.
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Junction4

Ash Point Capital provided $1.5 million in preferred equity financing for the construction of four single-family homes in the Los Feliz neighborhood of Los Angeles. Developed as part of the City’s Small Lot Ordinance Program, the project resulted in four detached homes situated on a single city lot. Ash Point provided funding for acquisition, and entitlement as well as loan guarantees for $2.1 million in construction financing through a local bank.
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Homes at Hummingbird

Ash Point Capital provided a $2.9 million loan for the construction of four single-family homes in the Aviara neighborhood of Carlsbad, CA. The financing included a loan draw and construction financing over a 30-month term. The loan was modified to extend the term and increase the loan amount without any disruption of funding.
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Northgate Village

Ash Point Capital provided a $1.4 million mortgage for an eight-acre parcel of commercial property within the Northgate Village residential development in Pennsburg, PA. The mortgage provided funding support for the build-out of the Northgate Village development while the developer completes planning and negotiations for the subdivision and sale of the commercial parcel. The mortgage was modified and extended to accommodate the developing needs of the ownership group.
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